Own with Confidence via Divadd MYFIRST FINANCE
No credit yet? Start building toward it! Explore affordable mortgages, down payment assistance, and beginner-friendly paths to homeownership.
Every payment builds ownership vs. rent. Average $50K+ equity gain in 5 years
FHA loans start at 3.5% down. Some programs offer 0% down payment assistance
Special rates, grants, and credit-building paths designed for young buyers
Build equity, stabilize housing costs, invest in your future over renting. Here's why homeownership is the ultimate wealth-building milestone for young adults ready to invest in their financial future.
Every mortgage payment builds ownership vs. rent payments that build your landlord's wealth. Average homeowners gain $50K+ in equity over 5 years, creating real net worth.
Fixed-rate mortgages lock in your housing payment for 15-30 years, while rent increases every year. Build predictable budgets without surprise rent hikes.
Mortgage interest deductions, property tax write-offs, and special first-time buyer programs with low down payments, grants, and reduced rates.
Paint, renovate, landscape - it's yours! Build sweat equity and create your perfect space without landlord approval.
No more lease renewals, moving stress, or landlord decisions. Your home, your timeline, your security.
No pet deposits, breed restrictions, or landlord pet policies. Your home welcomes your furry family members.
The pride, accomplishment, and community belonging that comes with homeownership and neighborhood investment.
$1,500/month average rent
$250K home, $1,400/month mortgage
After 10 years, homeowners have $145K+ more net worth than renters while paying similar monthly costs. The difference? Equity building vs. wealth transfer to landlords.
Start Building Your Wealth Today