Start Strong with Divadd MYFIRST FINANCE
No credit? No problem! Discover no-fee, beginner-friendly accounts tailored for 18-25-year-olds to kickstart your financial journey.
Perfect for students and young adults just starting their financial journey
Modern apps with budgeting tools, instant notifications, and easy transfers
Start building savings and financial habits for your biggest goals
Opening your first bank account is more than just storing money – it's your gateway to financial independence and building a secure future.
Keep your money safe from theft, loss, or damage. Bank accounts are FDIC insured up to $250,000, protecting your hard-earned cash.
Unlike keeping cash under your mattress, savings accounts earn interest, helping your money grow over time.
Modern banking apps come with budgeting tools, spending insights, and financial planning features perfect for young adults.
Get personalized bank recommendations based on your needs and goals.
Take the QuizMost checking and savings accounts don't require a credit check, making them perfect for beginners.
Whether it's a car, apartment deposit, or emergency fund, a bank account helps you save systematically.
Access your money anywhere with a debit card, online purchases, and contactless payments.
Truth: Many banks offer accounts with $0 minimum balance, especially for students and young adults.
Truth: Modern banking is designed to be simple, with intuitive apps and 24/7 support.
Truth: Many online banks and credit unions offer fee-free accounts specifically for young adults.
Truth: Digital payments are safer, trackable, and often come with purchase protection.
Opening a bank account is easier than you think! Follow these simple steps and you'll be banking like a pro in no time.
3 minutes • Beginner-friendly guide
You'll need valid identification and proof of address to open your account. Don't worry - most students have everything they need!
Take photos of your documents on your phone before you go - some banks accept digital copies for online applications!
Different account types serve different purposes. Most young adults start with checking for daily spending.
Many young adults open both! Use checking for spending and savings for goals. Some banks offer package deals.
Most banks offer both options. Online is faster, but visiting a branch lets you ask questions in person.
If you're nervous about your first account, visiting a branch can be reassuring. Bank staff are used to helping first-time customers!
Many accounts can be opened with as little as $25, and some have no minimum at all.
Start with whatever you're comfortable with! You can always add more money later through direct deposit or transfers.
Download the bank's app and explore all the modern features designed for your generation.
Set up account alerts for low balances and transactions over $50. This helps you stay on top of your spending!
Our quiz matches you with banks that offer the best accounts for your specific needs - no fees, great apps, and student-friendly features.
Take the Bank Match Quiz